- Agriculture (agricultural machinery and agricultural production)
- Working Capital (loan to business and/or retailer)
- Real Estate Development (loan to support income producing real estate development)
- Asset Financing (loan to business either to start a new business or for business expansion)
- Business Expansion/Diversification
- Refinancing
| Feature | Rate |
|---|---|
| Loan Amount | > USD 70,000 – USD 200,000 or > KHR 280 million - KHR 800 million |
| Annual Interest Rate | 10% and above |
| Tenor (Year) | 02 - 10 |
| Repayment Method | Flexible Repayment Options |
| Principal Grace Period | Up to 12 Months |
Calculator
Result:
| Annual Interest Rate | Total Net Earned Interest | Total Deposit Amount | Total Amount at Maturity Date |
|---|---|---|---|
| 4.75% | 286.25 | 11,757.79 | 12,044.04 |
Payment schedule:
| No. | Earned Interest | Tax | Net Earned Interest | Monthly Deposit |
|---|---|---|---|---|
| 1 | 4.75% | 4.75% | 4.75% | 4.75% |
- Between 21 and 65 years old.
- A profile with no criminal record
- Running a legal, harmless business (not an environmentally or socially damaging business).
- Positive information at the Credit Bureau of Cambodia.
Legal Document
- Certified copies of patent (if applicable)
- Latest Business Registration Certificate (BRC) (if applicable)
- Certificate of incorporation or AoA (if applicable)
- Value Added Tax (VAT) (if applicable)
- National ID or Passport
Business & Income Proof
- Agreements / contracts supporting business income (if applicable)
- Confirmation on any debt from other banks (if applicable)
- 6-month bank statements (if applicable)
- Latest salary payroll slips or company letter confirming job title (if applicable)
- Collateral evaluation report (if applicable)
Other Requirements
- Real estate property document (Soft or Hard Title)
- A cash deposit (Savings Account/ Current Account/ Term Deposit Account within the Bank)
