Lending Specialist, Micro SME Loan
- Vacancies No: 25
- Closing Date: 31 December 2024
- Location: Banlung, Bati, Bavet, Boeng Keng Kang, Chbar Ampov, Kamchay Mea, Kampong Trabaek, Kampot Branches, Kamrieng, Kaoh Thum, Kong Pisei, Monivong, Moung Ruessei, Ponhea Lueu, Preah Sihanouk, Prek Tamak, Prey Veng, Rotonak Mondol, S'ang, Svay Antor, Ta Khmau
- Department:
How to Apply
Interested candidate should submit ONLY their CV with a cover letter to:
- Head Office at #27DEFG, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh
- Our email address: career@phillipbank.com.kh
*(Send only CV& cover letter in word or pdf file. Don’t attach docs).
Job Responsibilities
- Market bank products to individuals and firms, promoting bank services that may meet customer’s needs.
- Prospect new clients and assist them for loan application.
- Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Conduct loan appraisal, collect detailed information (personal, business, and guaranties), and arrange to open new loan account.
- Prepare and execute loan application/credit memo.
- Monitor/follow up customer repayment daily and solve later repayment in a timely manner, avoiding the debt being a serious debt.
- Assess local market conditions and identify current and prospective sales opportunities for Loan products and others banks’ products & services.
- Bring out the best of branch’s personnel by providing training, coaching, development and motivation.
- Performs other various duties as assigned.
Job Requirement
- Bachelor of Business Administration in Management or Finance and Banking or in any related field.
- At least one year’s experience in Microfinance or banking industry or another related field
- Acceptable written and verbal communication skills (Khmer and English).
- Good commitment in fieldwork and strong willing to work with rural people.
- Good understanding of Cambodian MFI/banking rules and regulations.
- Sound working knowledge of Computer (Ms. Word, Ms. Excel, Flexcube, Email).
- Honesty, Initiative, creatively, high commitment and good inter-personal skill, and able to manage and lead team for success
Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.
- 13th month salary
- Pchum Ben bonus
- Annual performance bonus or sales incentive
- Seniority indemnity payment
- Term life insurance coverage and personal accident & inpatient
- Outpatient benefit
- National Social Security Fund (NSSF)
- Staff loans
- Public holidays following Cambodia labor law
- Leave benefits
- Five working days per week
- Learning and development – short courses and development program
