Senior Officer, Credit Risk Evaluation

  • Vacancies No: 1
  • Closing Date: 31 January 2025
  • Location: Head Office
  • Department: Credit Risk Department

How to Apply

Interested candidate should submit ONLY their CV with a cover letter to:

Job Responsibilities

• Conduct through assessment on credit proposal including new/additional loan requests, credit related requests and credit reviews by evaluating risk profile of potential borrowers and determine their capacity to service loan commitment and ensure that credit risk is well mitigated
• Ensure that all loans are made in adherence with the regulation from government and related authorities, i.e., NBC, ABC and CMA
• Prepare the executive summary with recommendations to the line managers and appropriate approving parties for decision
• Conduct site visits at the borrower’s business premises & evaluate the collateral properties (if any)
• Assist in completing monthly report as assigned from management.
• Other tasks assigned by the supervisor

Job Requirement

  • At least 2 years seniority with Phillip Bank.
  • Able to travel to provinces
  • Ability to read and interpret financial report/statement (Degree in Finance and Banking or Accounting is a plus)
  • Experience in credit related field is a plus
  • Able to adapt to changes and flexible with multi work functions.
  • Good English writing and speaking skills
  • Good analytical and judgment skills

 

Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.

  1. 13th month salary
  2. Pchum Ben bonus
  3. Annual performance bonus or sales incentive
  4. Seniority indemnity payment
  5. Term life insurance coverage and personal accident & inpatient
  6. Outpatient benefit
  7. National Social Security Fund (NSSF)
  8. Staff loans
  9. Public holidays following Cambodia labor law
  10. Leave benefits
  11. Five working days per week
  12. Learning and development – short courses and development program