Officer, Credit Risk Evaluation

  • Vacancies No: 1
  • Closing Date: 30 April 2025
  • Location: Head Office
  • Department: Credit Risk Department

How to Apply

Interested candidate should submit ONLY their CV with a cover letter to:

Job Responsibilities

  • Review new loan applications, renewal of existing facilities and variations requests submitted.
  • Ensure the quality of the Bank’s lending portfolio conforms to the expectations set by Management.
  • Make sound credit-based decisions based on quality analysis on a timely basis with accuracy of risk grades in line with the Bank credit principles and policy.
  • Be proactive in credit structuring and suggest alternative ways to make credit proposal acceptable.
  • Support counterparts in reviewing credit-related returns and reports, monitoring and identifying customer credit risks and the deviations of management control from acceptable credit standards, and new provisions, and ensuring appropriate action is taken.
  • Advise on external and general business conditions in local area of responsibility, interpret their likely impact on lending assets or activities and recommend/implement appropriate initiatives.
  • Ensure the accuracy of all reports related to Credit before submission to regulatory authorities and Management.
  • Conduct site visits and inspections where necessary to verify and attend meetings with clients to discuss on loan proposals and other credit requests to understand borrowers ’business.
  • All other duties and matters ancillary to the above that Management may require from time to time.

Job Requirement

  • Bachelor’s Degree in Finance and Banking, Accounting, Economics, or Other related fields.
  • At least one year of practical experience in credit evaluation.
  • In-depth knowledge of the Cambodian banking industry.
  • Good command of English in both writing and speaking.
  • Strong commitment to work and able to manage multi tasks.
  • Ready to work occasionally overtime and willing to travel to provinces.
  • Strong communication skills.
  • Attentive and devoted to delivering good quality work.

Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.

  1. 13th-month salary
  2. Pchum Ben bonus
  3. Annual performance bonus or sales incentive
  4. Seniority indemnity payment
  5. Term life insurance coverage and personal accident & inpatient
  6. Outpatient benefit
  7. National Social Security Fund (NSSF)
  8. Staff loans
  9. Public holidays following Cambodia labor law
  10. Leave benefits
  11. Five working days per week
  12. Learning and development – short courses and development program