Senior Officer, MSME Loan Evaluation
- Vacancies No: 1
- Closing Date: 30 April 2025
- Location: Head Office
- Department: Micro & MSME Lending Department
How to Apply
Interested candidate should submit ONLY their CV with a cover letter to:
- Head Office at #27DEFG, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh
- Email: careers@phillipbank.com.kh
Job Responsibilities
- Market bank products/services to individuals and firms to meet customer’s need.
- Prospect new clients and assist them for loan application.
- Analyze and interpret financial statements of the business in order to assess the payment capacity and financial soundness of the borrower.
- Conduct loan appraisal, collect detail information (personal, business, and guaranties) and arrange to open new loan account.
- Prepare and execute loan application/credit memo.
- Monitor/follow up customer repayment and solve later payment in a timely manner to avoid the debt being a serious debt.
- Assess local market conditions and identify current and prospective sales opportunities for loan product and other banks’ products/services.
- Bring out the best of branch’s personnel by providing training, coaching, development and motivation.
- Perform other various duties as assigned.
Job Requirement
- Bachelor of Business Administration in Management, Banking & Finance, and other related fields.
- Minimum 3 years experience in Microfinance or banking industry or other related fields.
- Acceptable written and verbal communication skills (Khmer and English)
- Good commitment in fieldwork and strong willing to work with rural people.
- Good understanding of Cambodian MFI/banking rules and regulations.
- Sound working knowledge of Computer (Ms. Word, Ms. Excel, Flexcube, Internet, and Email).
Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.
- 13th-month salary
- Pchum Ben bonus
- Annual performance bonus or sales incentive
- Seniority indemnity payment
- Term life insurance coverage and personal accident & inpatient
- Outpatient benefit
- National Social Security Fund (NSSF)
- Staff loans
- Public holidays following Cambodia labor law
- Leave benefits
- Five working days per week
- Learning and development – short courses and development program