Micro Business Loan Officer (MBLO)

Vacancies No: 15
Closing Date: 31 January 2025
Location: Bavet, Boeng Keng Kang, Chbar Ampov, Kambul, Kamchay Mea, Kampong Trach, Kong Pisei, Krakor, Moung Ruessei, Pursat, Romeas Haek, Rotonak Mondol, Steung Meanchey, Teuk Tla
Department:

Interested candidate should submit ONLY their CV with a cover letter to:

Head Office at #27DEFG, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh
Email: career@phillipbank.com.kh

Promote and sell the financial products and service to clients
Liaise and build good cooperation with local authority, partner, and all stakeholder
Help customer by answering questions and responding to any requests
Solicits potential and existing clients in accordance with the guidelines, policies, and procedures
Collect client information, prepare and submit loan documents for assessment
Analyze and interpret financial statements of borrower’s business, cash flow, and family status in order to access the repayment capacity and financial soundness of the borrowers
Conducts sit visit of secure collateral and valuate the collateral value by follow guideline
Training and Educating the credit rule and policies strictly to borrowers before processing the loan documents
Set up the plan with CCO, and BM for loan disbursement projection as monthly, quarterly and annually basis
Adhere to high ethical standards, and comply with all regulations/applicable laws
Network to improve the presence and reputation of the branch and company
Closely monitor and follow up the borrowers on their business change or any problems then report to direct supervisor for taking early action on time. Ensure the loan repayment with 100% and on time follow up
Performs other various duties as assigned

2nd year student in university or fresh graduate degree in Business Administration degree, Management or Banking, or any related field.
Basic knowledge of Computers (Ms. Word, Excel, and Email).
Good commitment to fieldwork and a strong willingness to work with rural people.
Sound working knowledge of computers (Ms. Word, Ms. Excel, Flexcube, Email).
Honesty, Initiative, creatively, high commitment, good interpersonal skills, and the ability to manage and lead the team to success

Our packages align with a “Pay for Performance” principle of rewarding & recognizing good performers.

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