Micro Business Loan Officer (MBLO)
- Vacancies No: 15
- Closing Date: 30 November 2024
- Location: Banlung, Chbar Ampov, Kambul, Kamchay Mea, Kampong Trabaek, Krakor, Memot, Pursat, Romeas Haek, Rotonak Mondol, S'ang, Teuk Thla
- Department:
How to Apply
Interested candidate should submit ONLY their CV with a cover letter to:
- Head Office at #27DEFG, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh
- Our email address: career@phillipbank.com.kh
*(Send only CV& cover letter in word or pdf file. Don’t attach docs).
Job Responsibilities
- Promote and sell the financial products and service to clients
- Liaise and build good cooperation with local authority, partner, and all stakeholder
- Help customer by answering questions and responding to any requests
- Solicits potential and existing clients in accordance with the guidelines, policies, and procedures
- Collect client information, prepare and submit loan documents for assessment
- Analyze and interpret financial statements of borrower’s business, cash flow, and family status in order to access the repayment capacity and financial soundness of the borrowers
- Conducts sit visit of secure collateral and valuate the collateral value by follow guideline
- Training and Educating the credit rule and policies strictly to borrowers before processing the loan documents
- Set up the plan with CCO, and BM for loan disbursement projection as monthly, quarterly and annually basis
- Adhere to high ethical standards, and comply with all regulations/applicable laws
- Network to improve the presence and reputation of the branch and company
- Closely monitor and follow up the borrowers on their business change or any problems then report to direct supervisor for taking early action on time. Ensure the loan repayment with 100% and on time follow up
- Performs other various duties as assigned
Job Requirement
- Study in year II or graduated bachelor degree of Business Administration, Management or Banking or in any related field
- Sound working knowledge of Computer (Ms. Word, Excel and Email)
- Ability to communicate in both Khmer and English
- Good commitment in fieldwork and strong willing to work with rural people
Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.
- 13th month salary
- Pchum Ben bonus
- Annual performance bonus or sales incentive
- Seniority indemnity payment
- Term life insurance coverage and personal accident & inpatient
- Outpatient benefit
- National Social Security Fund (NSSF)
- Staff loans
- Public holidays following Cambodia labor law
- Leave benefits
- Five working days per week
- Learning and development – short courses and development program
