Lending Specialist, SME

Interested candidate should submit ONLY their CV with a cover letter to:

Head Office at #27DEFG, Monivong Blvd, Sangkat Srah Chork, Khan Daun Penh, Phnom Penh
អាសយដ្ឋានអ៊ីមែលរបស់យើង: career@phillipbank.com.kh

*(Send only CV& cover letter in word or pdf file. Don’t attach docs).

Acquires new SME borrower and grow SME loan book at the branch
Evaluate loan applications and submit a comprehensive analyzed credit memo.
Ensure that bank’s credit principles and policies are followed and complied.
Ensure that deviations from the bank’s credit management processes/procedures/policies are identified and properly addressed.
Collect supporting documents from borrowers for the loan applications and to verify the repayment sources of income.
Conduct site visits and inspections where necessary to verify the applications and attend meeting with borrowers to discuss loan proposals to understand their businesses.
Make sound recommendations based on quality analysis and ensure timely submission of the credit memos for approval.
Response to queries raised by Credit Risk Management Team on the loan applications
Monitor the loans review date and ensure prompt review of loans.
Monitor progressive loans and post-disbursement conditions to ensure compliance of conditions imposed.
Ensure proper filing of documents for the Corporate Borrowers.
Liaising and follow up with CAD for the issuance of LO and loans releases.

Bachelor degree in banking and finance or related file
At least 3 years of experience in Banking
Skills/knowledge in Loan processing and Sales
Ability to acquires loan and deposit customer
Sound written and verbal English communication skills. Chinese Speaking is an additional advantage
Computer Skills (Ms. Word, Excel, and Power Point).

Our packages are aligned to a “Pay for Performance” principle of rewarding & recognizing good performers.

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