A savings product with a specific agreement on the monthly fixed deposit amount, term and interest rate.

Benefits you’ll get

  • Available in KHR and USD.
  • Net interest will be automatically transferred to linked savings or current account
  • At maturity date, principal and last interest earned will be transferred to linked savings or current account
  • Initial deposit must be equal to monthly deposit amount

Future Account – Short Term

BalanceTerm (Month)USDKHR
< 100 USD/400,000 KHR3 – 93.50%3.50%
< 100 USD/400,000 KHR10 – 124.50%4.50%
≥ 100 USD/400,000 KHR3 – 93.75%3.75%
≥ 100 USD/400,000 KHR10 – 124.75%4.75%

Note: Annual Interest Rate

Future Account – Long Term

BalanceTerm (Month)USDKHR
< 100 USD/400,000 KHR13 – 184.50%4.50%
< 100 USD/400,000 KHR19 – 245.25%5.25%
< 100 USD/400,000 KHR25 – 366.25%6.25%
< 100 USD/400,000 KHR37 – 1207.25%7.25%
≥ 100 USD/400,000 KHR13 – 184.75%4.75%
≥ 100 USD/400,000 KHR19 – 245.50%5.50%
≥ 100 USD/400,000 KHR25 – 366.50%6.50%
≥ 100 USD/400,000 KHR37 – 1207.50%7.50%

Note: Annual Interest Rate

Activity
Fee
Minimum Monthly DepositKHR 20,000 / USD 5
Terms3-120 months
Closing Account within 30 daysKHR 12,000 / USD 3

Calculator

Result:

Annual Interest Rate Total Net Earned Interest Total Deposit Amount Total Amount at Maturity Date
4.75% 286.25 11,757.79 12,044.04

Payment schedule:

No. Earned Interest Tax Net Earned Interest Monthly Deposit
1 4.75% 4.75% 4.75% 4.75%
Individuals
  • Individuals (residents/non-residents) aged 18 and above
Individual
  • ID Card or Passport or Family Record Book
Corporate or Financial Institution
  • Letter of Authorization
  • Identity documents of the institution
  • ID Card or passport of the institution’s Director(s) and Shareholder(s)
  • Other documents ( if required)