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Print A deposit agreement that has a specific deposit amount, term, and interest rate. You can choose many different options of terms, depending on your cash flow situation.
Term Deposit-Monthly Interest:
Interest earned will be transferred to the linked savings or current account at the beginning of month. At maturity date, the principal will be transferred to the linked savings or current account (if an auto-rollover option is not selected).
Term Deposit- Monthly Interest (Notice):
Interest earned will be transferred to the linked savings or current account at the beginning of month. At maturity date, the principal will be transferred to the linked savings or current account (if an auto-rollover option is not selected). Customer must notify the Bank 30 days in advance for premature withdrawal.
Term Deposit-Maturity Interest:
At maturity date, the principal and interest earned will be transferred to the linked savings or current account (if an auto-rollover option is not selected).
Term Deposit-Maturity Interest (Notice):
At maturity date, the principal and interest earned will be transferred to the linked savings or current account (if an auto-rollover option is not selected). Customer must notify the Bank 30 days in advance for premature withdrawal.
Remark: For a Term Deposit – Maturity Interest, with an auto-rollover option for both principal and interest, opening a linked account is not mandatory.
Benefits you’ll get
- Available in KHR and USD.
- High interest rate
- You can use certificate of deposit as a collateral to apply loan from the bank
Monthly Interest – Notice 30days
Note: Annual Interest Rate
| Term (Month) | USD | KHR |
|---|---|---|
| 3 | 3.00% | 3.50% |
| 6 | 3.25% | 3.75% |
| 9 | 3.75% | 4.25% |
| 12 | 4.25% | 5.25% |
| 24 | 4.25% | 5.25% |
| 36 | 4.25% | 5.25% |
Maturity Interest – Notice 30days
Note: Annual Interest Rate
| Term (Month) | USD | KHR |
|---|---|---|
| 3 | 3.00% | 3.50% |
| 6 | 3.50% | 4.00% |
| 9 | 4.00% | 4.50% |
| 12 | 4.50% | 5.50% |
| 24 | 4.50% | 5.50% |
| 36 | 4.50% | 5.50% |
*Rates above are effective from 30 October 2024 onward.
| Activity | Fee |
|---|---|
| Minimum Deposit | USD 100/ KHR 400,000 |
| Terms | 3 - 36 Months |
| Closing Account within 30 days | KHR 12,000 / USD 3 |
| Issuing New Certificate of Deposit (Lost) | KHR 12,000 / USD 3 |
Calculator
Result:
| Annual Interest Rate | Total Net Earned Interest | Total Deposit Amount | Total Amount at Maturity Date |
|---|---|---|---|
| 4.75% | 286.25 | 11,757.79 | 12,044.04 |
Payment schedule:
| No. | Earned Interest | Tax | Net Earned Interest | Monthly Deposit |
|---|---|---|---|---|
| 1 | 4.75% | 4.75% | 4.75% | 4.75% |
- Withholding tax is 6% of the earned interest for resident and 14% for non-resident (foreigner)
- Individuals (residents/non-residents) aged 18 and above
Individual
- ID Card or Passport or Family Record Book
Corporate or Financial Institution
- Letter of Authorization
- Identity documents of the institution
- ID Card or passport of the institution’s Director(s) and Shareholder(s)
- Other documents (if required)
